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Terrorism Insurance

Terrorism Insurance for Businesses in North Carolina

Since 9/11, damage to commercial buildings, property and other losses related to acts of terrorism have generally been included in standard business insurance policies but can be added, or ‘endorsed’, as an option.

The additional cost for terrorism insurance will depend on a number of factors such as the location of your business as well as the nature of your business, but costs generally will range somewhere between 3% and 5% of your total commercial property insurance costs.

It’s important to note that so call NBCR attacks - nuclear, biological, chemical or radiological - are generally not included in terrorism insurance policies and an attack or event has to be certified as act of terrorism by the U.S. Department of the Treasury.

So is terrorism insurance a good idea for your business? Talk to us - we’ll give you an idea of costs and help you weigh the risks to help you decide if this type of insurance should be part of your portfolio.

Do you have questions about Terrorism Insurance?

Contact an insurance specialist at James E. Moore Insurance Agency, Inc. today to answer any questions about Terrorism Insurance or for a free review and insurance quote for Terrorism Insurance.

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