1508 Military Cutoff Road,
Your mortgage lender will likely require you to purchase flood insurance if your home is in a FEMA-designated flood hazard area but you can buy flood coverage voluntarily, and usually at an affordable rate. Flooding can happen anywhere and at any time. Flood insurance provides coverage for your property damaged through groundwater intrusion - intense thunderstorms clogging city drains; flash flooding causing surrounding property to become waterlogged; new housing developments creating increased runoff waters. Once water touches the ground and causes home and contents damage it typically is excluded from your homeowners policy. As an area of expertise our agents can help you determine if flood insurance is a good idea for you.