| DID YOU KNOW |  |
| Did you know you can increase your children’s visibility (and safety) at night? | |
| Add some reflective tape to their bicycles, jackets, helmets, Halloween costumes, and skateboards. It’s simple and cheap, and they’ll be spotted more easily by drivers. | |
Choosing to bear the financial burden of an adverse event is called self-insuring. Do you know what that entails?
When selecting a mortgage, one of the most critical choices is between a fixed or variable interest-rate mortgage.
If you’re looking for a way to supplement your income in retirement, an annuity may be for you.